Business loans
Unsecured term funding for established businesses. Fixed monthly repayments and no charge over property.
Read the detailEQUIPMENT
Asset finance
Spread the cost of vehicles, plant and machinery over the working life of the asset instead of paying up front.
Hire purchase or lease, on new or used equipment. Because the asset itself is the security, the rate is usually well below unsecured lending.
Refinancing what you already own
If you own plant or vehicles outright, we can often raise capital against them without disturbing your existing facilities. This is the most overlooked source of cheap money in UK SME finance.
The honest downside
The lender holds title until the final payment on hire purchase. If cashflow turns, the asset is the first thing at risk.
Other products
Invoice finance
Release the cash tied up in unpaid invoices, usually within 24 hours of raising them.
Read the detailBridging loans
Short-term secured funding to complete a purchase before longer-term finance is in place.
Read the detail